Monthly Saving Tips for House Wife (It Really Works)!

how to save money every month in indiaWomen are naturally gifted as fund managers, Housewives are already good in skill to manage the house even if the income in the house is very low. She will analyze the scenario and manages the things accordingly. Here are some saving tips for housewife which will boost the saving of the family. Housewife saving tips enhance the skills to save more money.

Tips for Housewife How to Save Money

Before exploring this topic we have to project every aspect of the situation where housewive is involve.

There are some areas (Directly or Indirectly) where finances are all in hands of “Housewives”.

I used the word “Directly” because in this segment – husband involvement is not required, housewives are sitting on the driving seat.

  • Grocery
  • Household maintenance/maintenance
  • Kitchen
  • Kids (clothing + tuition + school projects)

Money Saving Tips:

Here are some of the best ways to save money for Housewife which will help to save more money.

Also Read: Unique 32 Money Saving Tips (Open for everybody)


The grocery store is one the casino where you can earn as well as lost if you are not smart enough.

Housewives are born with extra smartness and also consist of the art of bargaining.

The smart way to manage Grocery expenditure results saving your money 12 times in a year.

Disclosure: Recently I visited a grocery store near my house (a big one), We both (my wife and I) heard an announcement about the milk pouch which originally cost ₹ 22 per half a liter, are allowed for the customers of just ₹ 15 per half a liter. 

The reason behind is the date of expiry the packets are about to expire on the same date. They don’t want to sell it after the expiry, so they want all their stock clean up before expiry. 

So I quickly drag the trolly in that section and grab 10 packet which was about 5 liters, and as usual, we process the milk for homemade paneer, which will last for a week or something.  

In that way, My wife saves ₹ 70 from milk and get pure homemade paneer. (The credit goes to my wife).

Manage your Travel

You must plan and combine your travel plan according to the work and timing that will save a lot of money and fuel as well as the maintenance of the vehicle.

Initially, having more vehicle as you need is not a good idea. Starting vehicle too required maintenance expenditure.

Recently, for household purposes, people use battery vehicle which is low-cost transport.

Small family having two kids, do you really need a big car, the choice is yours.

Also Read: Smart financial approach every parent should take once their baby is born

Clothing for kids

Shopping of clothes for kids when the discounts are ON, the best way to get the update is to add your email with your favorite store subscription.

You are good at stitching, making night dress for your kid from some of your dress which you have decided to donate.

There are several easy operating stitching machines available online.

Study material for kids

Every Mom knew who to teach their kid, why don’t we prepare our own study material for your kid, instead of purchasing from the school.

That study material will be reused for your second kid too, but in school, you have to purchase the material for both the kids.

Sound expensive!

Manage kitchen is an art

Every Indian housewife is expert in cooking food, some of the raw items we use to purchase from the market:


  • Paneer
  • Butter
  • Biscuits
  • Sweets (especially in festivals)
  • Ghee
  • Pickle

You can make homemade paneer, butter, ghee from raw milk you purchase from your “doodhwala”.

My wife in every festival uses to make homemade sweets, it’s all hygienic food and saves me a lot of money.

My kids are also enjoying paneer dishes. it’s hippy movement.

  • Switch off all your electric equipment after use saves electricity and money.
  • Switch off your refrigerator during the night in winters, (My wife used to do it).
  • Always switch on your water heater just a few minutes before you enter the bathroom.

These are some of the examples you can save a lot of money in the long term.

Also Read: What would be the salary of “housewife mom”?

Case study: My wife and I together prepare homemade panner instead of purchasing from the market. It saves us you don’t believe it just half of the amount we send on purchasing the paneer.

So get your own Paneer Mould and get started.

Payment in Cash

Although digitalization in increasing nowadays, there are a lot of offers available in the market, which will provide huge cash back and huge discounts on payment through your credit card, Debit card or through any other digital path.

But paying in cash directly impact your pocket weight and reduction in weight physiologically realize you to spend less.

Tips for Housewife To Save Money

Avoid Eating Out

After a long week, every housewife needs a break, eating outside not only bring relief to the housewives but also it a small party for the family. There are a lot so money saving ideas for eating outside too.

A lot of money is being saved if you take your afternoon lunch from home instead of eating a McDowell Burger. Eating out also impact directly on your health, which we are not ready to afford from our own hands.

Also Read: Drop Buying A House Save you ₹ 50 Lakhs (Change your mindset)

Managing Money Flow

Basically, budgeting is not only managed by the man, the housewife budget for grocery and other household expenses and man budget for Loan payment, bills telephone, credit card bill etc.

The housewife can analyze the spending where you should save and control your expenses. You can also take help from your husband.

Some of the minor habits which some of you follow:

  • Always weight your gas cylinder before taking delivery.
  • Try to cover up more and more stuff during the visit to the market, it will reduce your transportation cost and time
  • Keep an eye on your maid of using little things while cleaning, washing.
  • Guiding every person in the family to switch off the electric button, if not in use.
  • Always remember to switch off your setup box, if you are not using the internet.

Control Spending

Controlling your spending to every stage for example- you should analyze your electricity bill and if it is at the higher side you should check why it is higher, and you must reduce the uses and control your expenses.

If you are keen on watching a movie you must prefer on weekends in which the price of the ticket is at discounted rates.

Always use discounts couple while ordering your meal from an online platform.

Reuse of stuff

House Wife Saving Tips also includes reuse of stuff before destroying the useless staff, think twice, how you can use it for something else. If you reuse the stuff it is probably saving yourself time and money.

There are tons of ideas and hundreds of items in your house which would be repurposing everyday household items.

Never Stop learning

You will get new ideas in everyday life to save money “there is always room for improvement, and improvement comes through learning”.

2 thoughts on “Monthly Saving Tips for House Wife (It Really Works)!”

  1. Amazing tips. Every house wife or working woman always find the solution of saving money and after reading this blog i just like these all tips. I will share this blog with my woman groups. Thanks and keep posting!


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