Standard Chartered Bank Credit Card one of the topmost beneficial credit card to their customers, If you are holding or want to apply for this card, you have reached the right decision. SC card provides tons of benefits which are not provided by any other bank.
Standard Chartered Cashback Credit Card
Under this category, standard chartered designed two important credit card with the ultimate privilege to their customers.
#Standard Chartered Manhattan Credit Card Review
Very popular and best known for its cashback percentage, getting approval of SC credit card, is not so easy like other banks like SBI or HDFC. It was once an awesome card indeed with good value back.
Fee & Charges
- Joining Fee/First-year Fee would be – ₹ 999 (waived off on spending ₹ 30000 in the whole year)
- Renewal Fee – ₹ 999 (waived off on spending ₹ 60000 in the whole year)
If you are credit card holder spending ₹ 5000 monthly is not a big deal, So you are free to pay any renewal fee for that which is good news.
SC Manhattan is probably the only card that gives cash back on shopping on groceries in superstores like Big Bazaar, Reliance, Easyday, and More.
- 5% cashback on shipping and departmental store on selected departmental stores and supermarkets.
- 3X reward points on every ₹ 150 you spend on any other category, other expenditure like Online shopping with e-commerce sites like Flipkart and Amazon.
- Standard Charted time to time runs additional offers to their customers, which gives a tremendous benefit.
Conditions for 5% cashback in supermarket and departmental store
- Minimum transaction should be ₹ 1000 (It’s not a big deal looking at the current supermarket)
- Maximum cashback of ₹ 150 per transaction (Don’t spend more than ₹ 3000 per transaction. Make two bills if you are spending more than ₹ 3000 in a single day).
- Maximum cashback of ₹ 500 per month (Spend a maximum of 10,000 per month on groceries through supermarkets).
Promotional offer:- Get INR 2,000 BookMyShow vouchers on your first transaction in first 90 days with your Manhattan Platinum credit card.
#Standard Chartered Super Value Titanium Credit Card Review
SC Super Value Titanium Credit Card another card with cashback facility to their customers. This card covers all other expenditures except grocery (which was included and best for it in SC Manhattan Platinum credit card) like fuel, utility payment, Telephone bills, etc with certain limitations.
Fee & Charges
- Joining Fee/First-year Fee would be – ₹ 750 (waived off on spending ₹ 30000 in the whole year)
- Renewal Fee – ₹ 750 (waived off on spending ₹ 60000 in the whole year)
Benefits and Features of Super Value Titanium Credit Card
- 5 % cashback on any fuel station in India (BPCL, HPCL, Reliance, BP).
- 5 % cashback on all telephone and broadband bills.
- 5 % cashback on all utility bill payments like (recharge, DTH, Gas bills, Mobile Bills, Electricity bills, etc).
- 1 Reward point on another spending.
There are certain limitations/conditions which are:
- For Fuel, benefits get a maximum of ₹ 200 per month (max of ₹ 100 per transaction). Minimum transaction of ₹ 750. If you are the owner of 4 wheeled vehicles, filling fuel of ₹ 2000 straightaway benefit you with ₹ 100.
- For Telephone, benefit get a maximum of ₹ 200 per month (max of ₹ 100 per transaction). Minimum transaction of ₹ 750.
- For utility bill payments, get the benefit of ₹ 100 per month. Minimum transaction of ₹ 750.
- Using your Titanium SC Credit Card for every ₹ 150 spendings you get 1 reward point.
For the Premium Banking Customers 5x rewards for overseas point-of-sales spends and a complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one free usage per month.
This card is good and some other better options are available with similar benefits.
Standard Chartered Reward point Credit Card
Standard Chartered Bank renders 2 credit cards with great reward points that are beneficial to their customers.
# Landmark Platinum Rewards credit card
Standard Charted Landmark Platinum Rewards credit card categories for people having mix pattern of expenditure which gains both in the form of reward points as well cashback.
Fee & Charges
- Joining Fee/First-year Fee would be – ₹ 250 (waived off on spending ₹ 30000 in the whole year).
- Renewal Fee – ₹ 750 (waived off on spending ₹ 30000 in the whole year).
Benefits and Features of SC Landmark Platinum Rewards credit card
- Landmark platinum offers 9X reward point on spending on daily grocery and home lifestyle shopping.
- Shopping at the affiliated store allow you to redeem your points.
- Get 5% cashback on grocery shopping maximum up to ₹ 500 from all retail shops like (Reliance, Dmart, Big bazaar, etc).
- After signing up with Landmark Platinum Rewards credit card get a voucher worth ₹ 2800.
There are certain limitations/conditions which are:
- 9X reward point on the spending of ₹ 200 every time.
- 5% cashback is maximum to ₹ 500 every month (₹ 150 for a single transaction) Minimum expenditure from Landmark Platinum Rewards credit card must be ₹ 1500 to avail this benefit (Monthly expenditure required ₹ 10000).
# Standard Chartered Platinum Rewards Credit Card
For the food lovers this card work best for the user.
Fee & Charges
- Joining Fee/First-year Fee would be – ₹ 250 (waived off on spending ₹ 30000 in the whole year).
- Renewal Fee – ₹ 250 (waived off on spending ₹ 30000 in the whole year).
Benefits and Features of Standard Chartered Platinum Rewards credit card
- Get 5 reward points on every ₹ 150 at dining outlets 850 restaurants across India.
- Enjoy 5 reward points on every ₹ 150 at fuel stations in India.
- You also earn 1 reward point for every ₹ 150 that you spend on other categories.
- There are other attractive offers in a standard charted credit card which runs time to time click here to know more.
The most availing features with all of the standard charted credit card are their customer services. I personally applied for the manhattan credit card but still waiting for approval, when I call customer service they attend me so promptly and fully satisfied with the service.
Eligibility Criteria:
- The applicant should be at least 21 years old and no more than 65 years old.
- Attractive credit score with regular monthly income (must be checked from bank statement).
- Keep a record of regular payment details must be checked if you have another credit card.
- Applicants can apply on the basis of their Life Insurance policy or other bank’s credit card.
Documentation:
Applicants will be asked to submit the following documents:
- PAN card, Voter ID, Passport as Identity proof.
- Driving license, Phone Bill, Bank statement, Credit card bill as Address Proof.
Income Proof
- Salaried employees have to submit a Recent 1 month’s salary slip.
- Self-employed businessmen have to submit recent ITR (Income Tax Returns).
- Self-employed professionals have to submit recent ITR and proof of Business Continuity.
Conclusion
If you are applying for the first time and if you have your monthly salary of ₹ 50,000 and above then you should apply for Platinum Card.
If you already have any credit card from any bank, then apply for Manhattan Credit Card.